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NayaPay
SBP-licensed EMI wallet for payments, transfers, and card use.
About NayaPay
Licensed EMI wallet offering digital payments and Visa cards in Pakistan.
User Base:Over 500K users
Founded:2017
Headquarters:Karachi, Pakistan
Rating Score:
94
Important Notes
- No SWIFT outward transfer support
- Wallet balance only in PKR
- International use limited to Visa
- Card FX conversion charges apply
- Outward foreign remittances unavailable
Key Features
What makes NayaPay unique
Raast instant P2P transfers
IBFT to bank accounts
Utility and bill payments
QR code merchant payments
Virtual and physical Visa card
Request and send money
KYC tiered account limits
International Services
Supports international transactions
Receive Money
Visa network card acceptance
Infrastructure: third-party
Visa
No SWIFT or IBAN support
Funds settle via Visa rails
PKR wallet credit post settlement
Foreign currency auto-converted to PKR
Send Money
Visa card transactions abroad
Infrastructure: third-party
Visa
No outward remittance via SWIFT
No direct foreign transfers supported
USD spent via Visa card abroad
PKR converted via Visa FX rates
Supported Currencies
PKR only (FX via card network)
Transfer Methods
Raast
IBFT
Visa card transactions
Transfer Limits
Subject to SBP EMI KYC tiers
Discussions
Share your experience and ask questions about NayaPay
Discussions Coming Soon
I'm working on adding discussion features. Soon you'll be able to:
- • Share your experience with NayaPay
- • Ask questions about features and services
- • Get help from other users
- • Read reviews and ratings