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SadaPay
Digital wallet with payments and card use
About SadaPay
SadaPay is a Pakistani EMI wallet providing card, transfers, and digital payments under SBP license.
User Base:1M+ users
Founded:2019
Headquarters:Islamabad, Pakistan
Rating Score:
90
Important Notes
- No IBAN accounts supported
- Card works globally via Mastercard
- Remittances only through partners
- Outward remittances not available
- PKR wallet only, no FX balance
- SBP regulated EMI license
Key Features
What makes SadaPay unique
Instant IBFT bank transfers
Free Mastercard debit card
Bill and utility payments
Mobile top-ups with cashback
In-app QR code payments
Spending analytics and insights
Free intra-wallet transfers
International Services
Supports international transactions
Receive Money
SWIFT not supported
Third-party remittance APIs
Infrastructure: third-party
Remittance partners enabled via HomeSend/Bank APIs
No SWIFT or IBAN support
Relies on licensed partner banks
Remittances routed via partner API
Settlement in PKR only
Send Money
Card payments abroad
Online card transactions
Infrastructure: third-party
Mastercard Network
Outward remittance not enabled
Cross-border payments via Mastercard rails
No international bank transfers
PKR converted by Mastercard FX rates
Supported Currencies
PKR (spending in FX auto-converted)
Transfer Methods
Domestic IBFT
Wallet to wallet
Card payments (online/offline)
Transfer Limits
EMI KYC tiers with monthly caps
Discussions
Share your experience and ask questions about SadaPay
Discussions Coming Soon
I'm working on adding discussion features. Soon you'll be able to:
- • Share your experience with SadaPay
- • Ask questions about features and services
- • Get help from other users
- • Read reviews and ratings