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Wise
International money transfers with real exchange rates
About Wise
Wise is a global money transfer service providing low-cost cross-border payments with real exchange rates.
User Base:16M+ users
Founded:2011
Headquarters:London, United Kingdom
Rating Score:
94
Important Notes
- No Wise debit card in Pakistan
- Can only receive funds in PKR
- Outbound PK to abroad not supported
- No domestic PK-PK payments
Key Features
What makes Wise unique
Real-time mid-market exchange rates
Transparent upfront transfer fees
Business and personal accounts
Send to 70+ countries
Receive money internationally
Multi-currency account availability
Debit card not in Pakistan
International Services
Supports international transactions
Receive Money
SWIFT
local bank integrations
Infrastructure: hybrid
Local correspondent banks
SWIFT network
Funds land in PKR bank accounts
No multi-currency account in Pakistan
Requires sender to use Wise account
Uses SWIFT for PK bank delivery
Send Money
Local bank transfer
Debit/credit card funding
Infrastructure: third-party
Pakistani banks via SWIFT
Direct PKR outbound transfers unavailable
Residents cannot send abroad via Wise
Wise not licensed as PK payment provider
Outbound payments blocked from PK accounts
Supported Currencies
70+ others
Transfer Methods
Bank transfer
Debit card
Credit card
Swift correspondence
Transfer Limits
Transfer limits depend on sending country
Discussions
Share your experience and ask questions about Wise
Discussions Coming Soon
I'm working on adding discussion features. Soon you'll be able to:
- • Share your experience with Wise
- • Ask questions about features and services
- • Get help from other users
- • Read reviews and ratings